http://playavistalistings90094.com Just another WordPress weblog Fri, 21 Oct 2011 22:27:40 +0000 http://backend.userland.com/rss092 en A very interesting thing happened to me yesterday. My title representative keeps track of the foreclosure status on all my clients who are currently not paying their mortgages. He checks on 16 homes for me every week and told me yesterday he is tired of checking EVERY WEEK because, “Nothing ever ... http://playavistalistings90094.com/2011/10/21/surprising-story-about-foreclosures/ The Dangers of Overpricing your Home – Part 1 In today’s difficult real estate climate, the most important criteria for getting your home sold is pricing it correctly. Overpricing your home is the #1 reason that properties don’t sell.  In a city like Los Angeles, there are thousands of buyers in ... http://playavistalistings90094.com/2011/06/15/lets-list-high-and-leave-room-to-negotiate/ Banks are negotiating with homeowners in your neighborhood like never before in history. To learn how and why, go to http://howbanksnegotiate.com/b/ http://playavistalistings90094.com/2011/04/05/hi-everyone-for-a-free-report-on-how-to-negotiate-with-banks-just-click-on-the-link-below/ HERE'S WHAT WE DO:  There are many pitfalls in any of the options above so it’s critical that we sit down with you and decide which of the above options is most appropriate for you. In order for this conversation to be efficient and productive there are two very different skill ... http://playavistalistings90094.com/2011/03/23/hi-all-heres-what-we-can-do-to-help/ WHAT THE HECK IS A SHORT SALE ANYWAY? To be technical, here's an official definition of a short sale: A homeowner is 'short' when the amount owed on his/her property is higher than current market value. A short sale occurs when a negotiation is entered into with the homeowner's mortgage company (or companies) ... http://playavistalistings90094.com/2011/03/18/happy-friday-everyone-here-is-the-3rd-post-in-my-series-read-on-to-learn-about-options-other-than-foreclosure/ What Banks are looking for? During a negotiation, banks are looking for the best alternative to foreclosure. Since they profess to wanting to keep the homeowner in the property, the first option that they recommend is usually a loan or mortgage modification. Mortgage Modification A mortgage modification involves the reduction of one of ... http://playavistalistings90094.com/2011/03/16/hi-everyone-here-is-the-2nd-post-in-my-series-this-covers-some-of-the-options-available-to-prevent-foreclosure/ HOW TO NEGOTIATE WITH BANKS First and foremost, it is important to remember that banks negotiate. Every item is negotiable when a bank is looking at an alternative to foreclosure. Banks do not wish to foreclose. I met with a Wells Fargo negotiator this week and according to her, the foreclosure ... http://playavistalistings90094.com/2011/03/10/hi-all-here-is-some-useful-insight-into-bank-negotiations/ The ugly reality of lowering debt by default by Nin-Hai Tseng, reporter September 28, 2010: 2:35 PM ET   FORTUNE -- There have been at least a few seemingly positive signs of progress during this anemic economic recovery: U.S. households are spending less. They're saving more. Debt is steadily falling. But don't be fooled ... http://playavistalistings90094.com/2011/03/04/hey-check-this-out-if-youre-defaulting-on-credit-cards-2/ The ugly reality of lowering debt by default by Nin-Hai Tseng, reporter September 28, 2010: 2:35 PM ET FORTUNE -- There have been at least a few seemingly positive signs of progress during this anemic economic recovery: U.S. households are spending less. They're saving more. Debt is steadily falling. But don't be fooled ... http://playavistalistings90094.com/2011/03/04/hey-check-this-out-if-youre-defaulting-on-credit-cards/ Changes at Fannie Mae, Freddie Mac could transform mortgage landscape The Obama administration aims to phase out Fannie Mae and Freddie Mac and to cut the FHA's market share. By Kenneth R. Harney February 20, 2011 Reporting from Washington — Fixed 30-year mortgage rates in the 5% range? Minimum down payments below 5%? Jumbo-sized home loans for ... http://playavistalistings90094.com/2011/03/01/hey-friends-here-is-an-excellent-article-as-to-why-it-makes-sense-to-purchase-a-home-sooner-rather-than-later-financing-as-we-know-it-will-be-much-different-in-the-next-6-months/